Credit Hub & Buyer Guide

Everything you need to know before you come to the lot.

Your past shouldn't stop your future. We work with all credit histories β€” repos, bankruptcies, no credit, rebuilding.

90-Sec Pre-Approve
No Hard Credit Pull
Dyess AFB Friendly

What to Bring to the Lot

Show up prepared and drive home the same day.

Government-Issued Photo ID

Driver's license, state ID, or passport

Required

2 Most Recent Pay Stubs

Or LES for military / award letter for SSI

Required

Proof of Residence

Utility bill or bank statement β€” must show your address

Required

4–6 Personal References

Name, phone number, and relationship β€” not family members

Required

Down Payment (Cash or Debit)

Exact amount or more β€” no personal checks

Required

Proof of Insurance

Or be ready to purchase at the dealership

Required

Social Security Card

Helpful but not always required

Trade-In Title

If you're trading in a vehicle

Ready to come in?

Get pre-approved first so we know exactly what you need. No judgment, no pressure.

πŸ‘‰Get Pre-Approved Now

Dyess AFB & Military Buyer Guide

No credit history? Start strong with Darrell. We proudly serve the men and women stationed at Dyess Air Force Base.

LES Accepted

Military pay stubs fully accepted as proof of income

Out-of-State OK

Out-of-state licenses and title transfers handled

Credit Building

Reports to all 3 bureaus β€” build credit while you drive

Questions about military financing?

Call Darrell directly at 325-603-2423

– Darrell Levi | DriveDarrell

First-Time Buyer Resources

Your past shouldn't stop your future. Here's exactly what to expect β€” no surprises, no games.

What is in-house financing?

With DriveDarrell, we are the bank. You make payments directly to us β€” no third-party lender, no bank approval needed. This means we can approve people that traditional dealers cannot.

How does in-house financing work?

You put down a down payment, we set up a weekly or bi-weekly payment plan, and you drive the car. Payments are made directly to the dealership. Simple, transparent, no surprises.

Will this help my credit?

Ask Darrell how payment reporting works for your specific agreement. Results vary, and no one can promise a credit score outcome, but on-time payments are always a good habit.

What if I miss a payment?

Call us first. We work with our customers. Communication is key β€” if you're going through a tough time, reach out before missing a payment and we'll find a solution together.

$

$100 Referral Program

Send a driver. Put $100 in your pocket. Know someone who needs a car? Send them to Darrell and earn $100 cash when they drive off the lot.

How It Works

1

Fill out the referral form with your info and your friend's info.

2

Your friend comes in, gets approved, and drives off the lot.

3

You get $100 cash β€” no limits on how many people you refer!

$100

Cash per successful referral

No limit. Paid when your referral drives off the lot.

Submit a Referral

Your Information

Referral's Information